Vietnam Dong - VND Guide

Vietnam Dong – Currency & Money Essential Guide

Vietnam Dong (VND) the currency of Vietnam, is what every tourist needs to spend their holidays here. However, most of the time you are confused of the “Dong”, which may make you feel uncomfortable in your trip.

That’s why in this blog, we will give a very detailed guide to the Vietnam Dong (VND), to answer your questions about VND exchange rate, how to use ATM in Vietnam, how to avoid money scams, and other FAQs that help you with the Dong.

Do I have to exchange my money to VND (cash) when I travel in Vietnam?

You don’t have to exchange your cash (USD, AUD, SGD,…) to VND. However, that’s when you only go to big/ famous/ modern places (like hotels, big restaurants, malls,…)  that accept foreign currency or credit cards. Just image you are walking on the street and see a very delicious local food that you want to try immediately. But the vendors say NO when you show your money/ credit cards. That’s what happened in 70% shops & local places in Vietnam (city) and almost no shop will accept your money/ credit cards in the country side.

That’s why, you should exchange your money to VND, which will definitely make your travel experience in Vietnam much better.

Vietnam Dong (VND) notes & How to identify them without mistakes/ confusion?

First, you may notice why we said “Notes” but not “Coins”. Because since 2011, Vietnamese have stopped using the coins. In many automatic selling machines, they also apply the money note (paper/ polymer) instead coins also. That’s why we will ignore the coins in this blog, and go straight to the guide with VND notes.

VND Coin
VND Coin – Rest In Peace

There are 11 Vietnam Dong notes in total, which is still used nowadays. They are:

  • 200 VND
  • 500 VND
  • 1.000 VND
  • 2.000 VND
  • 5.000 VND
  • 10.000 VND
  • 20.000 VND
  • 50.000 VND
  • 100.000 VND
  • 200.000 VND
  • 500.000 VND

Wow, so many numbers! You must be confuse of these numbers. Let us tell the difference between them, so that you are able to make no mistake when use Vietnam Dong.

For you to remember them easily, image these notes are a family. The family is divided into 2 parts: Paper Small Bros (which are the money notes made of paper, with low value) and Big Polymer Bros (money notes made of polymer, with medium to big value).

1. The Paper Small Bros

As their name, the easiest way to identify them is:

  • They are made of thin normal paper
  • Their value is small (5.000 VND and below)

Here are the list of Paper Small Bros:

200 Vietnam Dong (VND)
200 VND Note

The 200 VND note is the smallest one among all Vietnam Dong notes, which is rare to see nowadays. Its value is just 0.008 USD. How to identify:

  • The number “200” on the corners
  • Red color
  • An image of a tractor on the field

Most of the time, local people don’t use the 200 VND any more because its so low value. However, we suggest you should get one 200 VND note to add into your money collection. Sooner or later, it will become so rare that people will sell it as a souvenir (like the 10, 50, 100 VND note in the past). You can find it in any supermarket (BigC, CoopMart,…), they usually give the change with 200 VND note.

500 Vietnam Dong (VND)
500 VND Note

The 500 VND note is the next brother in the Paper Small, value for about 0.02 USD. Unlike the forgotten 200 VND, the 500 VND note is still used by local people nowadays, but not so often (because the price of things is going up & up). Here is its identification:

  • Red color (which is similar to 200 VND note)
  • The number “500” on the corners
  • An image of ships
1000 VND
1.000 VND Note

The 1.000 VND, which is popular than the previous two brothers, has the dark green-grey color. Although it has 3 zeros, but it is not that valuable like $1000. For one 1.000 VND note, you can only buy 1 small candy. Its identification:

  • Dark green-grey color
  • The number “1.000” in the corners
  • An image of elephant
2000 Vietnam Dong (VND)
2.000 VND Note

The 2.000 VND share the same look with its brother 1.000 VND. That’s why we will distinguish them by the number in the corners, and the image on the notes. Here is the difference:

  • The 2.000 VND is a little bigger than 1.000 VND
  • It has number “2.000” on the corners
  • The 2.000 VND has a image of women working
5000 VND
5.000 VND Note

Among the Paper Small Bros, the 5.000 VND note is the easiest to recognize one. It has the unique blue color, and also the biggest value among the Paper Small Bros.

Now we’ve done with the first group of Vietnam currency. Let’s see the next one: Big Polymer Bros

2. The Big Polymer Bros

10000 VND
10.000 VND Note

Wow, we have 4 zeros here! However, the 10.000 VND is only around $0.44, which can buy 1 “banh mi” on the street vendor. Its unique light yellow color also helps you to make no mistake when using.

20.000 VND
20.000 VND Note

BE CAREFUL when you use the 20.000 VND, because it looks very similar to the 500.000 VND (the value is 25 times more than 20.000 VND). When you use the blue polymer notes, remember to check the difference:

  • The number “20.000” on the corners
  • An image of the bridge on the note
50.000 VND
50.000 VND Note

With the unique red color, the 50.000 VND is the biggest 4 zeros note in Vietnam currency. With the value around 2.5 USD, the 50.000 VND can buy 1 bowl of “Pho” & 1 cup of Vietnamese coffee!

100.000 VND
100.000 VND Note

The 100.000 VND note is the only green note in Vietnam Dong. It is one of 3 notes that are consider “big value” for Vietnamese people (beside 200.000 VND and 500.000 VND). The 100.000 VND values for about 4.4 USD.

200.000 VND
200.000 VND Note

The second-top valuable note in Vietnam is the 200.000 VND, which values for around 8.8 USD. On the note there is an image of the very famous tourist attraction – Ha Long Bay.

500.000 VND
500.000 VND Note – The Biggest Brother

And, the last one, the 500.000 VND, which is around $22. With this money note, you can have 15 bowls of “Pho” – the noodles soup, or stay 1-2 days in a budgeted hotel.

Or, *1 minute advertising :P*, you can use it to book a tour with A.N Tours by clicking in 👉Our Tours👈 in the menu above, which will make your experience unique & your money worthy!

OK! After you click “Our Tours” to check the tours (or maybe you haven’t :P), keep reading this blog, because we are going to the most important part: THE CURRENCY EXCHANGE TABLES!

Vietnam Dong Exchange Rate, Detailed Exchange Tables & Convert USD to VND, AUD to VND, EUR to VND, and more,…

According to Vietcombank (one of the top banks in Vietnam), we will show you the most accuracy Exchange Rate between Vietnam Dong and 19 other common currencies.

Overall VND Exchange Rate
Overall VND Exchange Rate – Table


  • The currency is sorted from A to Z
  • “Real Exchange Rate” means the rate that money exchange shop usually use (rounded), which we also use for the next tables to make the Detailed Exchange Tables For The Most Popular Money (USD, AUD, EUR, MYR, SGD and THB)
  • The difference that is rounded for a very, very small value. So don’t worry about the rounding numbers (except when you are going to exchange big money like 10.000 USD and up)


According to the Overall Exchange Rate above, we have 1 USD = 22.7000 VND. But it will be difficult for you to calculate yourself. That’s why we will provide you 2 tables:

  • USD to VND table: which transfer each amount of USD (1 USD, 2 USD, 5 USD, 10 USD, 20 USD, 50 USD, 100 USD, 150 USD, 200 USD) to VND
  • VND to USD: which transfer each amount of VND (from 10.000 VND to 5.000.000 VND) to USD

Click here to see USD - VND Exchange Tables

USD to VND and VND to USD
USD-VND Exchange Tables


We have the currency rate: 1 AUD = 17,100 VND. The Exchange Table below is also divided into 2 parts: AUD to VND & VND to AUD so that you can use for both situations:

Click here to see AUD - VND Exchange Tables

AUD-VND Exchange Table


We have the currency rate: 1 EUR = 26,500 VND

Click here to see EUR - VND Exchange Tables

EUR-VND Exchange Table
EUR-VND Exchange Table


We have the currency rate: 1 MYR = 5,600 VND

Click here to see MYR - VND Exchange Tables

MYR-VND Exchange Table
MYR-VND Exchange Table


We have the currency rate: 1 SGD = 16,900 VND

Click here to see SGD - VND Exchange Tables

SGD-VND Exchange Table
SGD-VND Exchange Table


We have the currency rate: 1 THB = 690 VND

Click here to see THB - VND Exchange Tables

THB-VND Exchange Table
THB-VND Exchange Table

Where can I exchange money (in Ho Chi Minh City)?

There are a lots places to exchange money in Ho Chi Minh City (where most of the tourists land in Tan Son Nhat airport). Most of the time, local people will go to the bank to exchange. However, as tourists, you may have troubles with the bank because their limited working time. You also have to wait a lot, which cause you uncomfortable.

That is why in HCMC, we suggest you to exchange your money in the Exchange Agencies, which are opened from the morning to the almost midnight, with good exchange rate also.


  • The bigger the note is, the better exchange rate you get (for example: a new $100 note will have better exchange rate than an old $1 note)
  • The suggested exchange agencies below are based on both other tourists & A.N Tours experience. We do not have any partnership with these ones

Here are the list:

Ha Tam Money Exchange Agency
Ha Tam Money Exchange Agency

Ha Tam Money Exchange Agency is one of the top choices in Ho Chi Minh City, because it is next to the famous tourist attraction: the Ben Thanh Market. You can exchange money with good rate here. However, it is closed quite soon (at around 8:00 PM)

Address: 2 Nguyen An Ninh street, Ben Thanh ward, district 1, HCMC (

Xuan Hung Exchange Agency
Xuan Hung Exchange Agency

Also located next to Ben Thanh Market, Xuan Hung provides good exchange rate as Ha Tam. Its advantage is they still work until midnight (11:00 PM or 12:00 PM), which is really good for those who need to exchange money at that time.

Address: 36 Phan Boi Chau, Ben Thanh ward, district 1, HCMC

Hung Long Exchange Agency
Hung Long Exchange Agency

If the previous two are too far for tourists who don’t stay near Ben Thanh Market, you can also exchange your money at Hung Long. It is quite near the Nguyen Hue Walking Street and the Saigon Opera House.

Address: 86 Mac Thi Buoi street, Ben Nghe ward, district 1, HCMC (

Which bank should I choose to withdraw cash from ATM? Which bank costs least withdraw fee?

Cash is very important when you travel, because not everywhere will accept credit cards. However, most of tourists are ripped off with the high-fee ATM, which cost them a lot when withdrawing money. That’s why we provide you this table, so that you can choose the ATM that costs you least!

Vietnam ATM Withdraw Fee
Vietnam ATM Withdraw Fee


  • Min. Amount (VND & USD) means the minimum amount of money the ATM will charge as fee (after considering the % of fee). For example: You withdraw 50 USD in OCB (row 7) ATM  👉 👉 so the fee is $50 x 2% = $1  👉 👉 However, its Min. Amount is $5, so it will take $5 instead of $1
  • The Min. Amount (USD) is rounded up
  • Our advise: you should withdraw the amount of money with the fee larger than Min. Amount fee, so that you will not be overcharged
VietCapital Bank - Free Cash Withdraw
VietCapital Bank – Free Cash Withdraw

If you have any questions about these ATM, fees,… you can click the GREEN CHAT ICON on the right bot corner, we are here to help!

Money Scams in Vietnam – Every tricks that tourists should know to avoid

Scams happen everywhere in this wold. On behalf of Vietnamese, we A.N Tours truly apologize to international friends who got scams in Vietnam. Understanding that you are confused with Vietnamese Dong, we will list some tricks that scammers usually use to trick tourists:

1. Rember the “K” in Vietnam is 1.000 – for example: 100K = 100.000 VND. There are a lot of shops in Vietnam use “K” instead of fully text. They may use this to make you confuse & take more of your money

Many shops use K instead of 1000 VND
Many shops use “K” instead of 1000 VND

2. The Polymer Notes are quite easy to stick with each other. Check carefully when you pay, because some bad sellers may never tell you that you gave them more money then you thought

3. On the street, you may see some vendors selling things with cheap price (for example: 10.000 VND/kg of fruits like the photo below). However, it’s not. You may notice that there are also very small/ difficult-to-read texts nearby, which mean the real price is 10.000 VND/half kg of fruits

Text trick scam
Text trick scam

4. Many bad people will try to trick you by using notes that look similar like each other. For example, the 20.000 VND note & 500.000 VND note. REMEMBER TO CHECK THE ZERO NUMBERS & IMAGE ON THE NOTES! If you don’t remember how similar they are, go back to the beginning of this blog, where we mentioned about VND Notes Indentification

Other FAQs about money in Vietnam

Is it better to get cash in my country before traveling to Vietnam?

You don’t have to.  They have a lot of ATM & Money Exchange Ports in the Vietnam airports.

However, we suggest you to withdraw some cash in your country, in case there are some unpredictable problems with your credit cards in Vietnam.

What notes should I withdraw from the ATM?

You should get the BIGGEST NOTES (for example: 100 USD note)

Because when you exchange them to VND, the biggest ones will have best exchange rate. For example:

  • If you exchange 2 notes of 50 USD: you will receive 2.680.000 VND
  • If  you exchange 1 note of 100 USD: you will receive 2.700.000 VND

Should I get all my money as cash?

You shouldn’t. Although we used to mentioned in this blog that cash is very important when you travel, you should also keep some of your money in the credit cards, because:

  • It will be faster for you to pay in modern places with the credit cards
  • Reduce the possibility of money loss
  • Other unpredictable problems

Are there a lot of ATM/ Money exchange places in Vietnam?

Yes, there are ATM/ Money exchange places everywhere in the big cities (Hanoi, HCMC). However, when you get to the countryside, there will be much fewer ATM/ Money exchange. That’s why you should withdraw & change your money into VND before visiting the countryside.

How much money should I tip in Vietnam? Is it required to tip?

No, in Vietnam, you are not required to tip.

However, if you appreciate a service that did well, you can tip them. The usual tip is $1 – $5 for restaurants & bars, and $2 – $10 for other services.

You still have questions to ask? Click the GREEN CHAT BOX in the right bot corner! We are here to help you!

Don’t forget to have a look at our tours *advertising time again :P*, in case you have interest in hanging out & experience the best Saigon with the lovely, cute, and friend students: